• 122 N Main St, Cleveland, GA 30528
    706-865-5356

  • White County Strong

    This page is designed to keep you abreast of the rapidly changing COVID-19 information.  This page will be filled with confirmed, regularly updated and actionable information that can help your business continue to be agile.  If you cannot find information that you find pertinent, please email us at info@whitecountychamber.org.  Your question might be a question that can help more businesses.  We are here to help.

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  • White County Strong

    Since 1987, your White County Chamber of Commerce has been banner-carrier for small business, free enterprise, quality growth and community response. Over the  years, we have faced some unsteady economic times.  And like before, we are here to help rally the troops, lobby for economic relief, and serve in many local and regional business purposes.  In our current national healthcare crisis with COVID-19, we continue to drive plans for businesses preparedness and the economic recovery that will soon follow.   We acknowledge that our industries of tourism, healthcare, insurance, retail, hospitality and manufacturing are hard hit by this pandemic driven economic downturn and we are working to support those businesses and others as we move forward....TOGETHER.  Because we are WHITE COUNTY STRONG. 

  • COVID-19 Small Business Resources
  • Restaurant take-out and curb-side pickup
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  • SMALL BUSINESS RESOURCES

    US Small Business Admin     Office of Governor Kemp      Small Business Dev Ctr       US Chamber          GA Chamber      GADOL     CDC   Small Business Administration Disaster Loans     Essential Business Information

     

    GADOL - 

    IMPORTANT UPDATE:  Employers are required to file partial claims on behalf of their employees whenever it is necessary to temporarily reduce work hours or there is no work available for a short period. Any employer found to be in violation of this rule will be required to reimburse GDOL for the full amount of unemployment insurance benefits paid to the employee. Please view the following video as a guide to making application.

     

    The Family and Medical Leave Act poster if available for free by clicking hereSome of the statutes and regulations enforced by the Wage and Hour Division (WHD) require that posters or notices be posted in the workplace. Please note that posting requirements vary by statute; that is, not all employers are covered by each of the statutes administered by the WHD and thus may not be required to post a specific notice. For example, some small businesses may not be covered by the Family and Medical Leave Act and thus would not be subject to the Act's posting requirements. Please note that that this page only contains information and links to federal WHD poster requirements only. For more information regarding other federal employment posters, please visit the Department's Poster Elaws AdvisorPoster Page or Poster Frequently Asked Questions. For state posting requirements, contact your State Department of Labor.

     

    Small Business Administration Disaster Loans - 

    There are currently (03/31/2020) two available SBA loans.  Your business may be eligible for one or both.  For a quick comparison of the Payroll Protection Program (PPP) and the Emergency Injury Disaster Loan (EIDL) click here. For a recorded update from United Community Bank on 03/30/2020, click here.

    Synopsis of the CARES relief package updated Saturday, March 28 at Noon.  Read the full document here.

    For the online application by clicking here.

    To listen to an update from our call with U.S. Small Business Administrator Jovita Carranza to discuss the impact of the coronavirus pandemic on the small business community, click here.

     

    IS YOUR BUSINESS ESSENTIAL? Click here to help you determine if your business is essential.

     

    The Coronavirus Aid, Relief, and Economic Security Act or the “CARES Act” passed the U.S. Senate last night, March 25, and is headed to the U.S. House of Representatives for consideration as soon as today March 26. This is a $2 trillion stimulus bill which will provide economic relief to individuals, families, small businesses and other sectors of the United States economy that took a hard hit due to the pandemic. Once this is passed in the House and signed by President Trump, most provisions are available to individuals and businesses almost immediately.

     

    Summary of Key CARES Act Provisions

    (Adapted from the National Manufacturing Association Summary)

     

    Business Provisions

    $500 billion in loans to eligible businesses

    • Targeted at companies that do not receive adequate relief from other provisions of the bill, located in the U.S. and with a predominantly U.S. employee base
    • Eligible businesses must maintain employment levels from March 24, 2020 to September 30, 2020
    • Prohibits stock buybacks, dividend payments and increasing compensation for certain high wage employees
    • $46 billion set aside for the airline industry: $25B for passenger airlines; $4B for cargo air carriers; and $17B for businesses important to national security

     

    $350 billion in small business loans administered nominally through the SBA, called the “Paycheck Protection Program.” Loans will be administered through local and regional banks; any federally regulated bank may become an SBA lender for this purpose.  The Department of the Treasury will issue regulations for these loans quickly. SBA lenders will be able to determine eligibility credit worthiness by determining whether a borrower was operational on March 1, 2020 and had employees that they paid salaries and payroll tax. The government guarantee of 7(a) loans would be increased to 100% through the end of 2020, at which point the guarantee would return to 75% for loans over $150,000 and 85% for loans less than or equal to $150,000. The complete deferment of 7(a) loan payments are permitted for up to one year.

    • Targeted at companies with less than 500 employees or otherwise specified by SBA standards
    • Loans can be used for payroll, mortgages, rent, insurance premiums and utility payments.
    • Up to $10 million per company available
    • Cannot apply for SBA disaster loan related to COVID 19 and loans under this program at the same time
    • Loans can be forgiven up to the amount spent by the borrower during the eight weeks from loan origination on payroll costs up to $100,000 in wages, mortgage interest, rent or utilities
      • Forgiveness is reduced by layoffs or pay reductions in excess of 25%.
      • Forgiveness is not treated as taxable income
    • Additionally, $24 billion is set aside for relief to stabilize the farm economy.

     

    Tax Provisions

    • Companies may use tax losses in 2018, 2019 and 2020 to offset income from the prior five years.
    • The maximum amounts of business interest deductions are increased for 2019 and 2020 from 30% of to 50%.
    • Allows an employer to defer its share of 2020 payroll tax and pay them over two years.
    • The 2018 tax reform bill imposed a one-time tax on earnings held overseas, which could be paid over eight years. The IRS has taken the position that companies cannot receive refunds until the eight-year period is completed. The bill overturns the IRS position.
    • Creation of a new, temporary refundable payroll tax credit for companies who keep workers on their payroll during the COVID-19 pandemic, up to $5,000 per worker.
    • Companies may accelerate recovery of Corporate Alternative Minimum Tax (AMT) Credits.
    • Businesses in retail, restaurants and hotels to write off certain facilities improvements immediately.

     

    Health Care Provisions

    • $150 billion for hospitals and other health facilities, which will come from the Department of Health and Human Services (HHS) and more funding for small and rural hospitals
    • Provides permanent liability protections for makers of PPE that are called for public health emergency countermeasures.
    • Clarifies no COVID-19 cost sharing for private insurance, requires free vaccine coverage without cost sharing following current vaccine practices guidelines and includes a range of public health measures to address COVID-19 treatment and response, including liability protections for doctors who volunteer.
    • Removes barriers and facilitates telehealth services, especially for high deductible health plans that utilize health savings accounts.
    • Provides $200 million to boost telehealth services.

     

    Labor Provisions

    • Sets a cap on maximum payments employers will be required to pay for new emergency paid leave requirements. The provision also allows employers to receive an advance tax credit on paid leave rather than having to be reimbursed on the back end.
    • Provides individuals an additional $600 per week for up to four months on top of state unemployment benefits. The provision also establishes short-term compensation programs for states like Georgia that allow for employers to reduce workers’ hours while still providing employees a pro-rated unemployment benefit.

     

    Individual Provisions

    • CARES Act provides checks of up to $1,200 to single individuals and $2,400 to married couples (as well as $500 per child). Check amounts begin to reduce as income exceeds a threshold amount ($75,000 for individuals/$150,000 for married filers) and are completely eliminated once income reaches $99,000 for individuals/$198,000 for joint filers with no children.
    • Waives the 10% penalty for distributions from certain retirement plans. Only applicable to individuals diagnosed with COVID-19, whose spouse or dependents have been diagnosed or who experience adverse financial consequences from the virus.

     

    Other Provisions

    • $25 billion for food assistance programs
    • $30 billion for emergency education funding for colleges, universities, states and school districts
    • Waives the matching requirement for campus-based aid programs and it will allow institutions to transfer unused work study funding as a supplemental grant. This can be distributed to students who were unable to work due to workplace closures. Additionally, students who had to dropout due to COVID-19, grades will not affect federal academic requirements.

     

    Webinars

    How to track your cash flow weekly - SCORE

  • RESTAURANT , TAKEOUT , DELIVERY & CURBSIDE

    Cleveland - Takeout and Curbside

    Clyde’s Table and Tavern Curbside pickup Fri and Sat                                                         

    706-607-8707   

       Creekside Deli  (closed)

    706-865-3666

    Huddle House  (closed)                                                      

    706-865-5922           

    North GA BBQ

    706-744-6358

    Rib Country                                                                                                                                                       

    706-865-1119     

    The Soda Fountain Café  

    706-865-5588                                                                    

     Kitchen of Dana                                                   

    706-348-1535     

    Walmart

    706-219-2304

    Cleveland - Delivery and Drive-Through

    Bojangles                                                                Captain D’s                                                                         Chick-fil-A                                      Dairy Queen Grill & Chill

    770-965-7240                                                        706-348-6960                                                                    706-865-1738                               706-865-2213

    Dunkin’ Donuts                                                    Glenda’s Restaurant                                                         Papa Johns

    706-865-2072                                                     706-865-7850                                                                    706-865-0110

    Helen

    Bigg Daddys (Closed)

    706-878-2739

    Cimmi’s Café (Closed)

    706-878-6037

    Cowboys and Angels

    706-878-3433

    Hofbrauhaus

    706-878-2488

     

    Sautee Nacoochee

     

  • Shopping

    These businesses offer on-line shopping, over the phone orders, curbside service and/or gift cards.

    Cleveland

    Smoky Mountain Trader

    Bloom Salon + Spa

    Cleveland Drug Company - Drive-thru and gift certificates

    Cleveland Florist - Call-in Orders (706) 348-1297

    Factory Connections Gift Cards available 

    Nora Mill General Store - on-line, curbside delivery, gift certificates

    Quilt'n Kaboodle - Call-in Orders, curbside delivery and gift certificates 706-865-0065 

    Revival Gifts and Apparel - on-line shopping, curbside delivery, and gift cards 

    Roger's Ace Hardware - call-in orders, curbside delivery, gift certificates 706-865-2184

    Straight Shooters Guns and Ammo - on-line orders, gift certificates

    Velvet's Vintage on-line and call in orders, gift certificates 706-219-0229

    White County Farmers' Exchange curbside pickup 706-865-2831

     

    Helen

    Betty's Country Store

    Hansel and Gretel Candy Kitchen

    Nora Mill Granary - on-line, curbside delivery, gift certificates

    The Glass Blowing Shop - on-line orders for shipping, call-in orders for curbside pick-up 706-878-3156

    Wildwood General Store - call-in orders and gift cards 706-878-5373

     

    Sautee Nacoochee

    Lavender Cottage and Garden on-line orders, curbside pickup, phone in orders  *Free shipping with $50 order

    Amy's Green Cleaning - Order online

    Old Sautee Store - Phone -in orders, curbside delivery, gift cards 1-888-463-9853

  • LOCAL HEALTH UPDATES

                         The President's Coronavirus Guidelines for America - 15 Days to Slow the Spread of Coronavirus (COVID-19)                                                                     Office of Georgia Gov Brian Kemp                      GA Dept of Public Health                                                 White Co Emergency Management                   City of Cleveland                                         City of Helen        Northeast Georgia Health System (hospital)          

    White County State of Emergency and Protective Ordinance Resolution 03262020    

    City of Cleveland Ordinance 03262020 and for more information click here

     

    State of Georgia's Executive Order (shelter-in-place)

        

  • REMOTE WORKING TIPS

    Forbes Magazine: 5 Essential Corona Virus Work from Home Tech Tips

    1. Get dressed. Working in your pajamas sounds cool, but you will feel a bit lazy and too relaxed. Plus, if you start a work call and hit the video button by mistake, well…
    2. Carve out a dedicated work area, even if it is temporary during this Coronavirus situation. A separate workspace is healthy as well as keeping to your regular work routine, even though you are not in the office. Plus, it lets you close the door and leave work behind.
    3. Replicate your office work tech as much as possible. If you work with two screens, haul them home for this time. If you don’t have two screens, why not?
    4. Since you might not have an ergonomic desk and chair setup at home, plan to take more physical breaks to get up, stretch, move around. Avoid the fridge, though. Keep your normal coffee break and lunch time, but avoid distractions.
    5. Get noise-cancelling headphones if you need to listen in to a conference call and your kid is running around. Or read about Krisp here. Or, get good and fast with that mute button.
    PLATFORMS FOR VIRTUAL MEETINGS
    -Skype for Business: audio and video conferencing. You will need to create a Skype account, and then you're able to sync with SharePoint in Microsoft, and share media. FREE download.
    -Facebook Messenger: able to text chat, audio message, or face-to-face web conferencing within the app, may be useful for getting into contact directly with businesses through their Facebook page, FREE .
    -Zoom: used by many educators currently. Easy to use, chat/audio/video available, can show screen in real-time, can be online or in app, FREE to sign up by using work email, ZoomPlus offers more for a price
    -GoToMeeting: one-click meetings, collaboration meetings made easier, webinars available, cloud recordings, Office365 plug in, Cost starting at $12.00.
    -TeamViewer:software for audio and video conferences, interactive screen sharing, Cost starting at $49.00.
    -Microsoft Teams:uses SharePoint to share files in Office programs, conference calls, group chat, FREE to those with Office365 program package, Costs start at $12.95/month for others.

     

    Check out this video from Time Magazine for more helpful tips here!

     

     

    Below is a tutorial for using the Zoom Meeting mobile app.

     

  • The White County Chamber seeks to provide access to recommendations, regulations, services and expertise to its members. During the COVID-19 pandemic, this mission remains constant. Prior to acting, members should consult their own professional advisors for information and counsel specific to the individual and unique situations faced by organizations, individuals and corporations. The opinions, interpretations and recommendations of the White County Chamber are informational only and should not be relied upon by the recipient as legal or professional advice. The White County Chamber makes no representations as to the accuracy or reliability of the content contained herein. Users of this information accept any and all risks associated with the use of such information and agree that the White County Chamber has no liability to user.